What Non QM Loans Are Who They Are For and the Honest Trade-Offs Every Borrower Should Understand
Published on: 26/08/2026
Bank statements, DSCR, asset depletion, fix and flip explained. John Cobain breaks down non QM lending clearly.
Lenders Are Now Considering Rent Payments as Credit and Here Is What That Means for Buyers Now
Published on: 07/08/2026
Rent history and recurring bills now count for some lenders. John Cobain explains who benefits most now.
More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years
Published on: 07/08/2026
Rising inventory, price cuts, seller concessions available. John Cobain explains why now is worth a look.
Should You Buy Now or Wait for Rates to Drop and Here Is the Math Based Framework to Find Your Answer
Published on: 06/08/2026
Payment comfort, 40x wealth gap, 24-month refi rule. John Cobain walks through the real buy vs wait math.
