The Home Sale Tax Rule From 1997 That May Finally Be Getting an Update
The capital gains exclusion on home sales has not changed in nearly 30 years and it is locking long-term homeowners in place. John Cobain explains what lawmakers are debating and why now is the time t... ...more
mortgage
March 13, 2026•6 min read
Are We Finally in a Buyer's Market? What Smart Buyers Need to Understand Right Now
Inventory is up and homes are sitting longer, but prices are not falling the way the data suggests they should. John Cobain breaks down what is driving today's housing market and where prepared buyers... ...more
mortgage
March 13, 2026•5 min read
Is the Housing Market Going to Crash Like 2008? The Data Says This
One of the biggest questions I hear right now is: “Is the housing market going to crash like 2008?” There is a lot of noise out there, so let’s separate fear from fundamentals. Could some markets cor... ...more
mortgage
January 05, 2026•3 min read
What’s Driving Buyer Behavior for 2026: Inventory, Expectations, and Lifestyle
If you’re paying attention, you can feel it: the housing market is shifting. 2026 is not setting up like the frenzy years. The buyers who are winning are not guessing, they are planning. Here are the... ...more
mortgage
January 05, 2026•3 min read
