Most borrowers do not connect geopolitics to their housing payment but the connection is direct and fast-moving. John Cobain explains the chain reaction from oil prices to bond yields to your monthly mortgage cost right now.
Fannie Mae and Freddie Mac just changed their roof insurance requirements in a move that could meaningfully reduce premiums for the majority of mortgage borrowers. John Cobain breaks down what changed and what homeowners and buyers should do right now.
The capital gains exclusion on home sales has not changed in nearly 30 years and it is locking long-term homeowners in place. John Cobain explains what lawmakers are debating and why now is the time to pay attention and start planning.
Inventory is up and homes are sitting longer, but prices are not falling the way the data suggests they should. John Cobain breaks down what is driving today's housing market and where prepared buyers can find real leverage.
