What Every Buyer Needs to Know About ARM Loans Before They Sign and What Questions to Ask First

What Every Buyer Needs to Know About ARM Loans Before They Sign and What Questions to Ask First

John Cobain
Published on: 12/06/2026

Lower payment now, risk later. John Cobain explains when ARMs make sense and when they do not.

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May Was a Tough Lesson for Rate Watchers and Here Is the Plan That Actually Works Right Now

May Was a Tough Lesson for Rate Watchers and Here Is the Plan That Actually Works Right Now

John Cobain
Published on: 12/06/2026

One hot report moved rates fast. John Cobain explains how to buy when the numbers make sense now

mortgage
The Biggest Mortgage Credit Score Change in 30 Years Just Happened and It Could Help You Qualify

The Biggest Mortgage Credit Score Change in 30 Years Just Happened and It Could Help You Qualify

John Cobain
Published on: 08/05/2026

VantageScore 4.0 and FICO 10T now count rent payments. John Cobain explains what changed.

mortgage
The Fed Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

The Fed Held Rates Steady Again and Here Is What It Actually Means for Your Mortgage

John Cobain
Published on: 08/05/2026

Fed stable for the third time. John Cobain explains what buyers should do right now.

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